[Hot] Buying a home as a single woman 2025
Posted: Sun Mar 08, 2026 3:28 pm
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Article:
Here are the reasons why buying a house as a single woman can improve your life financially. Plus tips on how exactly to accomplish buying a home on a single income. Buying a home as a single woman.
Click here for buying a home as a single woman
Home › Blog › The Brutally Honest Reasons You Should Buy a Home When You're A Single Woman. I'm Glad You're Here. I'M Onyi Silmon. My purpose as a luxury real estate agent is to help you build a legacy which speaks to who are you. By inspiring you to live a life where there are no limits. The Brutally Honest Reasons You Should Buy a Home When You're A Single Woman. Published November 7th, 2019 by The Silmon Group. Can I ask you a question? Do you believe buying a home is only for couples? I would say that it is not. Now you might think I’m saying that based on the fact that I am a real estate agent. But that couldn’t be further from the truth. Moreover, if I am seeking to persuade a single female to invest in one of the most costly expenses of their lives. I better come up with some really good reasons right? Well, sit back with get a glass of wine while I make my case. After all, you take on the world in so many areas of your life. Don’t wait until marriage to take on homeownership. Home Ownership Protects You Against inflation. There is a saying that all wealth starts with real estate. The numbers don’t lie! Ninety percent of millionaires invest in real estate to create wealth. One of the main reasons for this is that housing is one of the only ways to protect your money from inflation. Let’s say today you buy a home for $250,000 and shortly after inflation starts to occur. Eighty dollars for the grocery store does not stretch as it did in the past. That gas station run for your car that used to cost $25 to fill in now leaves your car still thirsty afterward. This is what inflation does to your pockets. If you bought a home with a mortgage payment of $2000, it will not change. Essentially, you are paying the bank with money that is worth less than $2000 and using it to create equity! There is nowhere else you are going to get that deal! You certainly don’t get that paying rent, in fact I can almost guarantee your rent payment will be going up. Another fact to take into account is that your home is considered a commodity and if chosen properly it would still appreciate in value during this time! So, in theory, your home is more expensive. Got Culturally Ties Then This Is How You Build Wealth. As a Nigerian I know that many single women with a culture similar to mine, the idea of leaving your home before you are married is considered too “Americanized.” No matter how much money you make you’re expected to live at home with your parents. Want to know how you can stay with mom and dad so they don’t have a heart attack and still create a mighty nesting egg for yourself? Three words: real estate investing. You are the perfect candidate for it! Investing will put you in a much better position when you eventually move out than allowing your money to sit in the bank with little to no return. The best way to invest is to find a rental property in a developing area where there is an increase in population and a trend of young professionals buying a property. Next leverage the savings you have to buy a property and arrange for tenants to pay the mortgage. This way you are still building your wealth when you are ready to make the transition to move out. When you buy in up and coming areas choose properties that need work because they are less expensive. Getting the necessary help to get the home ready for the rental market in a cost-efficient manner will play a part in your profits. However, there is a caveat to ensure that you create a positive cash flow you must ensure that your expenses (mortgage payment, taxes, property management fees, insurance, maintenance, and property taxes) do not exceed your monthly cash flow. Once you accomplish consistent positive cash flow through your tenant’s mortgage you can create wealth in a conservative manner. This isn't a get rich quick strategy! Furthermore, because your cash flow is based on your calculations of expenses vs cash flow fluctuations in the market won’t have much affect on your profits. Imagine if you take this positive cash flow and place it in a low-risk investment product that yielded a small return. This compounded over the years while living with your family. How much do you think you would be able to put down on your first home or even better leverage it to buy another investment property and your first home! Buying A Home Is Daunting. I certainly understand the trepidation into entering into one of the largest purchases anyone will make in their lives. It’s scary to buy a home alone. I get it but it doesn’t have to be. First of all, whether you are buying a home alone or a spouse, it's imperative to have an excellent realtor on your side to guide you and protect your interest. Let me tell you something, an agent should never place their interests above your own. In fact, our industry believes this so fervently that they fine and/or even remove the license of agents who don’t abide by this principle. If you feel you have been bamboozled by your agent don't under any circumstances take it lying down. If your agent is not 100% honest with you report them to TREC. Yep, I said it. As an agent I want all the agents who are out for money rather than their clients to be out of business because they make it that much harder for the rest of us. Having said that, how can you tell if your agent has your best interest at heart?
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Article:
Here are the reasons why buying a house as a single woman can improve your life financially. Plus tips on how exactly to accomplish buying a home on a single income. Buying a home as a single woman.
Click here for buying a home as a single woman
Home › Blog › The Brutally Honest Reasons You Should Buy a Home When You're A Single Woman. I'm Glad You're Here. I'M Onyi Silmon. My purpose as a luxury real estate agent is to help you build a legacy which speaks to who are you. By inspiring you to live a life where there are no limits. The Brutally Honest Reasons You Should Buy a Home When You're A Single Woman. Published November 7th, 2019 by The Silmon Group. Can I ask you a question? Do you believe buying a home is only for couples? I would say that it is not. Now you might think I’m saying that based on the fact that I am a real estate agent. But that couldn’t be further from the truth. Moreover, if I am seeking to persuade a single female to invest in one of the most costly expenses of their lives. I better come up with some really good reasons right? Well, sit back with get a glass of wine while I make my case. After all, you take on the world in so many areas of your life. Don’t wait until marriage to take on homeownership. Home Ownership Protects You Against inflation. There is a saying that all wealth starts with real estate. The numbers don’t lie! Ninety percent of millionaires invest in real estate to create wealth. One of the main reasons for this is that housing is one of the only ways to protect your money from inflation. Let’s say today you buy a home for $250,000 and shortly after inflation starts to occur. Eighty dollars for the grocery store does not stretch as it did in the past. That gas station run for your car that used to cost $25 to fill in now leaves your car still thirsty afterward. This is what inflation does to your pockets. If you bought a home with a mortgage payment of $2000, it will not change. Essentially, you are paying the bank with money that is worth less than $2000 and using it to create equity! There is nowhere else you are going to get that deal! You certainly don’t get that paying rent, in fact I can almost guarantee your rent payment will be going up. Another fact to take into account is that your home is considered a commodity and if chosen properly it would still appreciate in value during this time! So, in theory, your home is more expensive. Got Culturally Ties Then This Is How You Build Wealth. As a Nigerian I know that many single women with a culture similar to mine, the idea of leaving your home before you are married is considered too “Americanized.” No matter how much money you make you’re expected to live at home with your parents. Want to know how you can stay with mom and dad so they don’t have a heart attack and still create a mighty nesting egg for yourself? Three words: real estate investing. You are the perfect candidate for it! Investing will put you in a much better position when you eventually move out than allowing your money to sit in the bank with little to no return. The best way to invest is to find a rental property in a developing area where there is an increase in population and a trend of young professionals buying a property. Next leverage the savings you have to buy a property and arrange for tenants to pay the mortgage. This way you are still building your wealth when you are ready to make the transition to move out. When you buy in up and coming areas choose properties that need work because they are less expensive. Getting the necessary help to get the home ready for the rental market in a cost-efficient manner will play a part in your profits. However, there is a caveat to ensure that you create a positive cash flow you must ensure that your expenses (mortgage payment, taxes, property management fees, insurance, maintenance, and property taxes) do not exceed your monthly cash flow. Once you accomplish consistent positive cash flow through your tenant’s mortgage you can create wealth in a conservative manner. This isn't a get rich quick strategy! Furthermore, because your cash flow is based on your calculations of expenses vs cash flow fluctuations in the market won’t have much affect on your profits. Imagine if you take this positive cash flow and place it in a low-risk investment product that yielded a small return. This compounded over the years while living with your family. How much do you think you would be able to put down on your first home or even better leverage it to buy another investment property and your first home! Buying A Home Is Daunting. I certainly understand the trepidation into entering into one of the largest purchases anyone will make in their lives. It’s scary to buy a home alone. I get it but it doesn’t have to be. First of all, whether you are buying a home alone or a spouse, it's imperative to have an excellent realtor on your side to guide you and protect your interest. Let me tell you something, an agent should never place their interests above your own. In fact, our industry believes this so fervently that they fine and/or even remove the license of agents who don’t abide by this principle. If you feel you have been bamboozled by your agent don't under any circumstances take it lying down. If your agent is not 100% honest with you report them to TREC. Yep, I said it. As an agent I want all the agents who are out for money rather than their clients to be out of business because they make it that much harder for the rest of us. Having said that, how can you tell if your agent has your best interest at heart?
buying a house as a single woman
house for rent for single woman
single female buying first home
single ladies house
single woman buying first home